{"id":7493,"date":"2024-11-06T03:16:31","date_gmt":"2024-11-06T08:16:31","guid":{"rendered":"https:\/\/canadiandebtrelief.ca\/calculateur-de-remboursement-de-dettes\/"},"modified":"2026-07-17T11:34:42","modified_gmt":"2026-07-17T16:34:42","slug":"calculateur-de-remboursement-de-dettes","status":"publish","type":"page","link":"https:\/\/canadiandebtrelief.ca\/fr\/calculateur-de-remboursement-de-dettes\/","title":{"rendered":"Calculateur de remboursement de dettes"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"7493\" class=\"elementor elementor-7493 elementor-2927\" data-elementor-post-type=\"page\"> \t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-b972eb5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b972eb5\" data-element_type=\"section\" data-e-type=\"section\"> \t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-94d3b95\" data-id=\"94d3b95\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e3e222 ui-e-a-animate elementor-widget elementor-widget-highlighted-text\" data-id=\"6e3e222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"highlighted-text.default\"> \t\t\t\t\t        <h1 class=\"ui-e--highlighted-text\">             <span class=\"ui-e-headline-text elementor-repeater-item-7a89106\">Remboursement de dettes <\/span><span class=\"ui-e-headline-text elementor-repeater-item-990aa51 ui-e-headline-stroke7\"> \t\t\t\t\t\t\t\t\t<span class=\"whitespace\"><\/span>                                     <span>                                         <span class=\"ui-e-headline-text ui-e-headline-highlighted\">Calculateur<\/span><span class=\"uicore-svg-wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 500 150\" preserveaspectratio=\"none\"><path d=\"M15.2 133.3H485\" \/><\/svg><\/span><\/span> <span class=\"whitespace\"> <\/span><\/span>        <\/h1>     \t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-7e17d37 elementor-widget elementor-widget-text-editor\" data-id=\"7e17d37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p>D\u00e9couvrez combien de temps il vous faudra pour rembourser vos dettes gr\u00e2ce \u00e0 notre calculateur de remboursement de dettes facile \u00e0 utiliser. Calculez vos paiements mensuels, le total des int\u00e9r\u00eats et bien plus encore pour g\u00e9rer votre avenir financier avec Canadian Debt Relief. <\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-1456598 elementor-widget elementor-widget-shortcode\" data-id=\"1456598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\"> \t\t\t\t\t\t\t<div class=\"elementor-shortcode\"> <div  \tid=\"ulmc_7931\" \tcalculator-id=\"7931\" \tclass=\"ultimate-loan-mortgage-calculator-pro\"  \tdata-colors=\"{&quot;primary-color&quot;:&quot;#141415&quot;,&quot;primary-color-100&quot;:&quot;#222223&quot;,&quot;primary-color-150&quot;:&quot;#303031&quot;,&quot;primary-color-200&quot;:&quot;#4b4b4c&quot;,&quot;primary-color-300&quot;:&quot;#666667&quot;,&quot;primary-color-500&quot;:&quot;#9d9d9e&quot;,&quot;primary-color-600&quot;:&quot;#b9b9b9&quot;,&quot;primary-color-700&quot;:&quot;#c4c4c5&quot;,&quot;primary-color-800&quot;:&quot;#e0e0e1&quot;,&quot;primary-color-900&quot;:&quot;#f2f2f2&quot;,&quot;primary-color-950&quot;:&quot;#f9f9f9&quot;,&quot;primary-inverted-color&quot;:&quot;#ffffff&quot;,&quot;accent-color&quot;:&quot;#1a4d77&quot;,&quot;accent-color-100&quot;:&quot;#315f85&quot;,&quot;accent-inverted-color&quot;:&quot;#ffffff&quot;}\" \tdata-font-size=\"16px\" \tdata-currency-sign-position=\"right\" \tdata-color-scheme=\"color-scheme-1\" \tdata-payment-frequency-titles=\"{&quot;weekly&quot;:&quot;Weekly&quot;,&quot;fortnightly&quot;:&quot;Fortnightly&quot;,&quot;monthly&quot;:&quot;Mensuel&quot;,&quot;quarterly&quot;:&quot;Quarterly&quot;,&quot;semi-annually&quot;:&quot;Semi-Annually&quot;,&quot;annually&quot;:&quot;Annuel&quot;}\" \tdata-datepicker-labels=\"{&quot;monday&quot;:&quot;Lun&quot;,&quot;tuesday&quot;:&quot;Mar&quot;,&quot;wednesday&quot;:&quot;Mer&quot;,&quot;thursday&quot;:&quot;Jeu&quot;,&quot;friday&quot;:&quot;Ven&quot;,&quot;saturday&quot;:&quot;Sam&quot;,&quot;sunday&quot;:&quot;Dim&quot;,&quot;january&quot;:&quot;Janvier&quot;,&quot;february&quot;:&quot;F\u00e9vrier&quot;,&quot;march&quot;:&quot;Mars&quot;,&quot;april&quot;:&quot;Avril&quot;,&quot;may&quot;:&quot;Mai&quot;,&quot;june&quot;:&quot;Juin&quot;,&quot;july&quot;:&quot;Juillet&quot;,&quot;august&quot;:&quot;Aout&quot;,&quot;september&quot;:&quot;Septembre&quot;,&quot;october&quot;:&quot;Octobre&quot;,&quot;november&quot;:&quot;Novembre&quot;,&quot;december&quot;:&quot;D\u00e9cembre&quot;,&quot;firstDay&quot;:1}\" \tdata-schedule-columns=\"{&quot;period&quot;:&quot;P\u00e9riode&quot;,&quot;payment_amount&quot;:&quot;Montant du Versement&quot;,&quot;interest&quot;:&quot;Int\u00e9r\u00eat&quot;,&quot;total_paid&quot;:&quot;Total Pay\u00e9&quot;}\">  \t<div class=\"ulmc-color-scheme-wrapper ulmc-color-scheme-1\"> \t\t<div class=\"ulmc-template-wrapper ulmc-template-6\">  \t\t\t \t\t\t <div class=\"ulmc-wrapper\">  \t<form class=\"ulmc-settings\">  \t\t<div class=\"ulmc-settings__wrapper\"> \t\t\t <h2 class=\"ulmc-settings__title\">Caract\u00e9ristiques principales<\/h2>  \t\t\t <div class=\"ulmc-settings__field\"> \t<div class=\"ulmc-input ulmc-metric ulmc-input__with-sign\"> \t\t<div class=\"ulmc-input__label-wrapper\"> \t\t\t<label for=\"ulmc_loan_balance_ulmc_7931\" class=\"ulmc-input__label\">Solde du pr\u00eat<\/label> \t\t\t\t\t<span class=\"ulmc-note\" data-id=\"ulmc_loan_balance_help\"> \t\t\t<div class=\"ulmc-note__open\"> \t\t\t\t<svg class=\"ulmc-note__open-icon\" width=\"8\" height=\"8\" viewbox=\"0 0 8 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t<path d=\"M3.99655 8.0026C4.20879 8.0026 4.41234 7.91829 4.56242 7.76821C4.7125 7.61814 4.79681 7.41459 4.79681 7.20234V3.20104C4.79681 2.9888 4.7125 2.78525 4.56242 2.63517C4.41234 2.48509 4.20879 2.40078 3.99655 2.40078C3.78431 2.40078 3.58076 2.48509 3.43068 2.63517C3.2806 2.78525 3.19629 2.9888 3.19629 3.20104V7.20234C3.19629 7.41459 3.2806 7.61814 3.43068 7.76821C3.58076 7.91829 3.78431 8.0026 3.99655 8.0026Z\" fill=\"currentColor\"\/> \t\t\t\t\t<path d=\"M3.19629 0.80026C3.19629 1.0125 3.2806 1.21605 3.43068 1.36613C3.58076 1.51621 3.78431 1.60052 3.99655 1.60052H4.00295C4.21519 1.60052 4.41874 1.51621 4.56882 1.36613C4.7189 1.21605 4.80321 1.0125 4.80321 0.80026C4.80321 0.588018 4.7189 0.384469 4.56882 0.234391C4.41874 0.084313 4.21519 0 4.00295 0H3.99655C3.78431 0 3.58076 0.084313 3.43068 0.234391C3.2806 0.384469 3.19629 0.588018 3.19629 0.80026Z\" fill=\"currentColor\"\/> \t\t\t\t<\/svg> \t\t\t<\/div> \t\t<\/span> \t\t\t\t<\/div> \t\t<div class=\"ulmc-input__text-wrapper\"> \t\t\t<input id=\"ulmc_loan_balance_ulmc_7931\" class=\"ulmc-input__text ulmc_loan_balance\" name=\"ulmc-loan-balance\" type=\"number\" value=\"15000\" min=\"0\" step=\"100\"> \t\t\t<span data-currency=\"CAD\" class=\"ulmc-input__text-placeholder ulmc_currency_symbol\">$<\/span> \t\t<\/div> \t<\/div> \t\t\t<div class=\"ulmc-note__content\" id=\"ulmc_loan_balance_help\" style=\"display:none;\"> \t\t\t<svg class=\"ulmc-note__close\" width=\"7\" height=\"7\" viewbox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t<path d=\"M19.5563 0.458855C18.9647 -0.132726 18.0091 -0.132726 17.4175 0.458855L10 7.86121L2.58248 0.443686C1.9909 -0.147895 1.03527 -0.147895 0.443686 0.443686C-0.147895 1.03527 -0.147895 1.9909 0.443686 2.58248L7.86121 10L0.443686 17.4175C-0.147895 18.0091 -0.147895 18.9647 0.443686 19.5563C1.03527 20.1479 1.9909 20.1479 2.58248 19.5563L10 12.1388L17.4175 19.5563C18.0091 20.1479 18.9647 20.1479 19.5563 19.5563C20.1479 18.9647 20.1479 18.0091 19.5563 17.4175L12.1388 10L19.5563 2.58248C20.1327 2.00607 20.1327 1.03527 19.5563 0.458855Z\" fill=\"currentColor\"\/> \t\t\t<\/svg> \t\t\t<div class=\"ulmc-note__wrapper\"> \t\t\t\tEntrez le montant total que vous avez emprunt\u00e9 ou que vous pr\u00e9voyez emprunter. Il s\u2019agit du montant initial du pr\u00eat ou du solde restant si vous effectuez le calcul pour un pr\u00eat en cours.\t\t\t<\/div> \t\t<\/div> \t\t<\/div> \t\t\t <div class=\"ulmc-settings__field\"> \t<div class=\"ulmc-input ulmc-metric ulmc-input__with-sign\"> \t\t<div class=\"ulmc-input__label-wrapper\"> \t\t\t<label for=\"ulmc_interest_rate_ulmc_7931\" class=\"ulmc-input__label\">Taux D&#039;int\u00e9r\u00eat<\/label> \t\t\t\t\t<span class=\"ulmc-note\" data-id=\"ulmc_interest_rate_help\"> \t\t\t<div class=\"ulmc-note__open\"> \t\t\t\t<svg class=\"ulmc-note__open-icon\" width=\"8\" height=\"8\" viewbox=\"0 0 8 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t<path d=\"M3.99655 8.0026C4.20879 8.0026 4.41234 7.91829 4.56242 7.76821C4.7125 7.61814 4.79681 7.41459 4.79681 7.20234V3.20104C4.79681 2.9888 4.7125 2.78525 4.56242 2.63517C4.41234 2.48509 4.20879 2.40078 3.99655 2.40078C3.78431 2.40078 3.58076 2.48509 3.43068 2.63517C3.2806 2.78525 3.19629 2.9888 3.19629 3.20104V7.20234C3.19629 7.41459 3.2806 7.61814 3.43068 7.76821C3.58076 7.91829 3.78431 8.0026 3.99655 8.0026Z\" fill=\"currentColor\"\/> \t\t\t\t\t<path d=\"M3.19629 0.80026C3.19629 1.0125 3.2806 1.21605 3.43068 1.36613C3.58076 1.51621 3.78431 1.60052 3.99655 1.60052H4.00295C4.21519 1.60052 4.41874 1.51621 4.56882 1.36613C4.7189 1.21605 4.80321 1.0125 4.80321 0.80026C4.80321 0.588018 4.7189 0.384469 4.56882 0.234391C4.41874 0.084313 4.21519 0 4.00295 0H3.99655C3.78431 0 3.58076 0.084313 3.43068 0.234391C3.2806 0.384469 3.19629 0.588018 3.19629 0.80026Z\" fill=\"currentColor\"\/> \t\t\t\t<\/svg> \t\t\t<\/div> \t\t<\/span> \t\t\t\t<\/div> \t\t<div class=\"ulmc-input__text-wrapper\"> \t\t\t<input id=\"ulmc_interest_rate_ulmc_7931\" class=\"ulmc-input__text ulmc_interest_rate\" name=\"ulmc-interest-rate\" type=\"number\" step=\"1\" min=\"0\" value=\"20\"> \t\t\t<span class=\"ulmc-input__text-placeholder\">%<\/span> \t\t<\/div> \t<\/div>  \t\t\t<div class=\"ulmc-note__content\" id=\"ulmc_interest_rate_help\" style=\"display:none;\"> \t\t\t<svg class=\"ulmc-note__close\" width=\"7\" height=\"7\" viewbox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t<path d=\"M19.5563 0.458855C18.9647 -0.132726 18.0091 -0.132726 17.4175 0.458855L10 7.86121L2.58248 0.443686C1.9909 -0.147895 1.03527 -0.147895 0.443686 0.443686C-0.147895 1.03527 -0.147895 1.9909 0.443686 2.58248L7.86121 10L0.443686 17.4175C-0.147895 18.0091 -0.147895 18.9647 0.443686 19.5563C1.03527 20.1479 1.9909 20.1479 2.58248 19.5563L10 12.1388L17.4175 19.5563C18.0091 20.1479 18.9647 20.1479 19.5563 19.5563C20.1479 18.9647 20.1479 18.0091 19.5563 17.4175L12.1388 10L19.5563 2.58248C20.1327 2.00607 20.1327 1.03527 19.5563 0.458855Z\" fill=\"currentColor\"\/> \t\t\t<\/svg> \t\t\t<div class=\"ulmc-note__wrapper\"> \t\t\t\tEntrez le taux d\u2019int\u00e9r\u00eat annuel de votre pr\u00eat, exprim\u00e9 en pourcentage. Il s\u2019agit du taux auquel les int\u00e9r\u00eats s\u2019accumuleront sur le solde du pr\u00eat.\t\t\t<\/div> \t\t<\/div> \t\t<\/div> \t\t\t \t\t\t <div class=\"ulmc-settings__field ulmc-settings__loan-terms\"> \t<div class=\"ulmc-input__label-wrapper\">\t \t\t<p class=\"ulmc-input__label\">Dur\u00e9e du pr\u00eat<\/p> \t<\/div> \t<div class=\"ulmc-row\">\t\t\t\t\t \t\t<div class=\"ulmc-input ulmc-metric ulmc-input__term\"> \t\t\t<input id=\"ulmc_term_years_ulmc_7931\" class=\"ulmc-validate ulmc_term_years\" name=\"ulmc-term-years\" type=\"number\" step=\"1\" min=\"0\" max=\"150\" required placeholder=\"0\" value=\"1\"> \t\t\t<label for=\"ulmc_term_years_ulmc_7931\" class=\"ulmc-input__placeholder\">Ann\u00e9es<\/label> \t\t<\/div>  \t\t<div class=\"ulmc-input ulmc-metric ulmc-input__term\"> \t\t\t<input id=\"ulmc_term_months_ulmc_7931\" class=\"ulmc-validate ulmc_term_months\" name=\"ulmc-term-months\" type=\"number\" step=\"1\" min=\"0\" max=\"12\" required placeholder=\"0\" value=\"0\"> \t\t\t<label for=\"ulmc_term_months_ulmc_7931\" class=\"ulmc-input__placeholder\">Mois<\/label> \t\t<\/div> \t<\/div> <\/div> \t\t\t <div class=\"ulmc-settings__field\"> \t<p class=\"ulmc-input__label\">Fr\u00e9quence de Paiements<\/p> \t<div class=\"ulmc-input\"> \t\t<select class=\"ulmc-select custom-select ulmc_payment_frequency\" name=\"ulmc_payment_frequency\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"monthly\"  selected='selected'>Mensuel<\/option> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/select> \t<\/div> <\/div> \t\t\t <div class=\"ulmc-settings__field ulmc-settings__first-payment-date\"> \t<div class=\"ulmc-input\"> \t\t<div class=\"ulmc-input__label-wrapper\"> \t\t\t<label for=\"ulmc_date_payment_ulmc_7931\" class=\"ulmc-input__label\">Date du premier paiement<\/label> \t\t<\/div> \t\t<input data-format=\"dd\/mm\/yy\" id=\"ulmc_date_payment_ulmc_7931\" class=\"ulmc-input__text ulmc_date_payment\" type=\"text\" value=\"\"> \t<\/div> <\/div> \t\t<\/div> \t<\/form>  \t<div class=\"ulmc-result\"> \t\t<div class=\"ulmc-result__wrapper ulmc-result__wrapper--no-form\">  \t\t\t<div class=\"ulmc-result__data\"> \t\t\t\t <div class=\"ulmc-result__data-group ulmc-result__payment-amount\"> \t<div class=\"ulmc-result__data-subtitle\"> \t\tPaiement R\u00e9gulier\t\t&nbsp;(<span class=\"ulmc_result_payment_frequency\">Mensuel<\/span>) \t<\/div>\t\t \t<div class=\"ulmc-result__data-result\"> \t\t<span class=\"ulmc_result_payment_amount ulmc-result__data-result-count\">0<\/span>\t\t\t \t<\/div> <\/div> \t\t\t\t <div class=\"ulmc-result__data-group\"> \t<div class=\"ulmc-result__data-subtitle\">Paiement Total<\/div>\t\t \t<div class=\"ulmc-result__data-result\"> \t\t<span class=\"ulmc_result_total_cost ulmc-result__data-result-count\">0<\/span>\t\t\t \t<\/div> <\/div> \t\t\t\t <div class=\"ulmc-result__data-group\"> \t<div class=\"ulmc-result__data-subtitle\">Int\u00e9r\u00eat Total<\/div>\t\t \t<div class=\"ulmc-result__data-result\"> \t\t<span class=\"ulmc_result_total_interest ulmc-result__data-result-count\">0<\/span>\t\t\t \t<\/div> <\/div> \t\t\t<\/div>  \t\t<\/div>  \t\t \t\t <div class=\"ulmc-schedule\" style=\"\"> \t<div class=\"ulmc-table__wrapper-start\"><\/div> \t<div class=\"ulmc-table__wrapper\"> \t\t<table class=\"ulmc-table ulmc_schedule_table\"> \t\t\t<thead> \t\t\t\t<tr> \t\t\t\t\t<th>P\u00e9riode<\/th> \t\t\t\t\t<th class=\"ulmc_date_heading\">Date de Paiement<\/th>  \t\t\t\t\t\t\t\t\t\t\t<th>Montant du Versement<\/th> \t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t<th class=\"ulmc_interest_heading\">Int\u00e9r\u00eat <span>(Mensuel)<\/span><\/th> \t\t\t\t\t \t\t\t\t\t \t\t\t\t\t \t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t<th>Total Pay\u00e9<\/th> \t\t\t\t\t\t\t\t\t<\/tr> \t\t\t<\/thead> \t\t\t<tbody class=\"ulmc-schedule-table-body\"> \t\t\t<\/tbody> \t\t<\/table>  \t<\/div> \t<div class=\"ulmc-table__wrapper-end\"><\/div>  \t<div class=\"ulmc-schedule__footer\" style=\"display:none;\"> \t\t<span class=\"ulmc-schedule__count\"> \t\t\t<span class=\"ulmc-schedule__count-visible\">0<\/span>\/<span class=\"ulmc-schedule__count-total\">0<\/span> \t\t<\/span> \t\t<button class=\"ulmc-schedule__toggle-rows\" type=\"button\"> \t\t\t<span class=\"ulmc-schedule__show-all-text\">Montrer Plus<\/span> \t\t\t<span class=\"ulmc-schedule__hide-all-text\" style=\"display:none;\">Masquer<\/span> \t\t<\/button> \t<\/div> <\/div> \t<\/div>  <\/div> \t\t\t  \t\t<\/div> \t<\/div> <\/div> <\/div> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-145fc15 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"145fc15\" data-element_type=\"section\" data-e-type=\"section\" id=\"investing\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\"> \t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/> \t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/> \t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/> <\/svg>\t\t<\/div> \t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-88527da\" data-id=\"88527da\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca8f3c6 elementor-widget elementor-widget-text-editor\" data-id=\"ca8f3c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<div class=\"flex-1 overflow-hidden\"><div class=\"react-scroll-to-bottom--css-yxzze-79elbk h-full\"><div class=\"react-scroll-to-bottom--css-yxzze-1n7m0yu\"><div class=\"flex flex-col pb-9 text-sm\"><div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-5\"><div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\"><div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\"><div class=\"relative flex w-full flex-col agent-turn\"><div class=\"flex-col gap-1 md:gap-3\"><div class=\"flex flex-grow flex-col max-w-full\"><div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"061c47c1-ee30-4b4a-afdc-dbfaf287a38c\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p>Vous avez des doutes sur les chiffres ? Contactez un sp\u00e9cialiste de l&rsquo;all\u00e8gement de dettes pour obtenir des conseils gratuits ! <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-751b417 elementor-widget elementor-widget-button\" data-id=\"751b417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\"> \t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/form.canadiandebtrelief.ca\/fr\"> \t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"> \t\t\t\t\t\t<span class=\"elementor-button-icon\"> \t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span> \t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">En savoir plus<\/span> \t\t\t\t\t<\/span> \t\t\t\t\t<\/a> \t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38278de\" data-id=\"38278de\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-6529355 elementor-widget elementor-widget-heading\" data-id=\"6529355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment utiliser le calculateur de dettes<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-01a352d elementor-widget elementor-widget-text-editor\" data-id=\"01a352d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<ol><li>Saisissez le <strong>montant total de la dette<\/strong>.<\/li><li>Indiquez le <strong>taux d&rsquo;int\u00e9r\u00eat annuel<\/strong>.<\/li><li>D\u00e9finissez le <strong>paiement mensuel<\/strong> souhait\u00e9 ou le <strong>d\u00e9lai de remboursement<\/strong><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/section> \t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ade8f28 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ade8f28\" data-element_type=\"section\" data-e-type=\"section\" id=\"startups\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;}\"> \t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/> \t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/> \t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/> <\/svg>\t\t<\/div> \t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">     <path class=\"elementor-shape-fill\" d=\"M1000,4.3V0H0v4.3C0.9,23.1,126.7,99.2,500,100S1000,22.7,1000,4.3z\"\/> <\/svg>\t\t<\/div> \t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-946191c\" data-id=\"946191c\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-26f5b59 elementor-widget elementor-widget-heading\" data-id=\"26f5b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><strong>Qu'est-ce que la m\u00e9thode boule de neige ?<\/strong><\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-17e078c elementor-widget elementor-widget-text-editor\" data-id=\"17e078c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p>La m\u00e9thode boule de neige est une strat\u00e9gie de remboursement de dettes qui consiste \u00e0 se concentrer sur les soldes du plus petit au plus grand, sans tenir compte des taux d&rsquo;int\u00e9r\u00eat. Commencez par \u00e9liminer le plus petit solde en premier, puis appliquez ce montant de paiement \u00e0 la dette suivante sur votre liste. <\/p><p>Le nom \u00ab boule de neige \u00bb refl\u00e8te la fa\u00e7on dont l&rsquo;\u00e9lan se construit au fil du temps, tout comme une boule de neige qui roule en descendant une colline. \u00c0 mesure que vous remboursez chaque dette, l&rsquo;\u00e9lan augmente, vous aidant \u00e0 acc\u00e9l\u00e9rer le remboursement de chaque solde. <\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-b14b407 elementor-widget elementor-widget-text-editor\" data-id=\"b14b407\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p><strong>Comment utiliser la m\u00e9thode boule de neige :<\/strong><\/p><ul><li><strong>Listez les dettes<\/strong> de la plus petite \u00e0 la plus grande, en ignorant les taux d&rsquo;int\u00e9r\u00eat.<\/li><li><strong>Payez les minimums<\/strong> sur toutes les dettes sauf la plus petite.<\/li><li><strong>Concentrez les paiements suppl\u00e9mentaires<\/strong> sur la plus petite dette jusqu&rsquo;\u00e0 ce qu&rsquo;elle soit \u00e9limin\u00e9e.<\/li><li><strong>R\u00e9p\u00e9tez<\/strong> jusqu&rsquo;\u00e0 ce que toutes les dettes soient rembours\u00e9es.<\/li><\/ul><p>Une fois termin\u00e9, vous \u00eates lib\u00e9r\u00e9 des paiements mensuels, des agents de recouvrement et de voir votre argent durement gagn\u00e9 consacr\u00e9 \u00e0 des achats pass\u00e9s.<\/p><p>Cette approche aide \u00e9galement \u00e0 renforcer la motivation. Les victoires rapides vous encouragent \u00e0 continuer, montrant \u00e0 quel point les dettes peuvent \u00eatre \u00e9limin\u00e9es plus rapidement par rapport au fait de ne faire que les paiements minimums. <\/p><p><strong>Boule de neige vs avalanche de dettes<\/strong><br\/>Vous avez peut-\u00eatre entendu parler de la m\u00e9thode avalanche de dettes, qui donne la priorit\u00e9 aux dettes \u00e0 taux d&rsquo;int\u00e9r\u00eat \u00e9lev\u00e9 en premier. Bien que cela puisse permettre d&rsquo;\u00e9conomiser sur les int\u00e9r\u00eats, cela ne cr\u00e9e pas d&rsquo;\u00e9lan de la m\u00eame mani\u00e8re. Se concentrer sur le changement de comportement est essentiel pour r\u00e9ussir \u00e0 rembourser ses dettes. La m\u00e9thode avalanche de dettes peut prendre plus de temps pour montrer des progr\u00e8s, ce qui peut \u00eatre d\u00e9motivant. En revanche, la boule de neige vous offre des victoires rapides, vous aidant \u00e0 rester motiv\u00e9 \u00e0 mesure que vous \u00e9liminez chaque solde.    <\/p><p><strong>Terminologie de la dette simplifi\u00e9e<\/strong><br\/>Comprendre les termes courants li\u00e9s aux dettes peut faciliter le remboursement. Voici un guide rapide : <\/p><ul><li><strong>Paiement minimum :<\/strong> Le montant le plus petit requis pour maintenir votre compte de dette en r\u00e8gle chaque mois. Ne pas atteindre ce montant peut entra\u00eener des frais. <\/li><li><strong>Solde :<\/strong> Le montant restant que vous devez. Par exemple, si vous avez emprunt\u00e9 20 000 $ et que vous avez rembours\u00e9 5 000 $, votre solde est de 15 000 $. <\/li><li><strong>Taux d&rsquo;int\u00e9r\u00eat :<\/strong> Le pourcentage factur\u00e9 par les pr\u00eateurs en plus du montant emprunt\u00e9, repr\u00e9sentant le co\u00fbt du pr\u00eat.<\/li><li><strong>Principal :<\/strong> Le montant initial que vous avez emprunt\u00e9, sans inclure les int\u00e9r\u00eats. Si vous avez emprunt\u00e9 20 000 $, c&rsquo;est votre principal. <\/li><li><strong>Dette non hypoth\u00e9caire :<\/strong> Cela inclut toutes les dettes \u00e0 l&rsquo;exception de votre pr\u00eat hypoth\u00e9caire, telles que les pr\u00eats automobiles ou les soldes de cartes de cr\u00e9dit.<\/li><li><strong>Date de lib\u00e9ration de dettes :<\/strong> Le jour pr\u00e9vu o\u00f9 toutes les dettes de consommation sont rembours\u00e9es, vous permettant de vivre libre du fardeau financier des achats pass\u00e9s.<\/li><\/ul><p>En comprenant ces termes et la m\u00e9thode boule de neige, vous serez pr\u00eat \u00e0 affronter vos dettes avec confiance et \u00e0 construire un \u00e9lan durable vers la libert\u00e9 financi\u00e8re.<\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/section> \t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-834fbb2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"834fbb2\" data-element_type=\"section\" data-e-type=\"section\" id=\"options\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\"> \t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e23ad3\" data-id=\"7e23ad3\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-8796da5 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"8796da5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comprendre votre plan de remboursement de dettes<\/h2>\t\t\t\t<\/div> \t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bd4da63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd4da63\" data-element_type=\"section\" data-e-type=\"section\"> \t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5e1ba44\" data-id=\"5e1ba44\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-86e8f5f bdt-icon-type-icon elementor-position-top bdt-icon-effect-none elementor-widget elementor-widget-bdt-advanced-icon-box\" data-id=\"86e8f5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdt-advanced-icon-box.default\"> \t\t\t\t<div class=\"elementor-widget-container\"> \t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box\">  \t\t\t\t\t\t\t \t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-icon\"> \t\t\t\t<span class=\"bdt-ep-advanced-icon-box-icon-wrap\">   \t\t\t\t\t \t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-volume\" viewbox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M97.333 506.966c-129.874-129.874-129.681-340.252 0-469.933 5.698-5.698 14.527-6.632 21.263-2.422l64.817 40.513a17.187 17.187 0 0 1 6.849 20.958l-32.408 81.021a17.188 17.188 0 0 1-17.669 10.719l-55.81-5.58c-21.051 58.261-20.612 122.471 0 179.515l55.811-5.581a17.188 17.188 0 0 1 17.669 10.719l32.408 81.022a17.188 17.188 0 0 1-6.849 20.958l-64.817 40.513a17.19 17.19 0 0 1-21.264-2.422zM247.126 95.473c11.832 20.047 11.832 45.008 0 65.055-3.95 6.693-13.108 7.959-18.718 2.581l-5.975-5.726c-3.911-3.748-4.793-9.622-2.261-14.41a32.063 32.063 0 0 0 0-29.945c-2.533-4.788-1.65-10.662 2.261-14.41l5.975-5.726c5.61-5.378 14.768-4.112 18.718 2.581zm91.787-91.187c60.14 71.604 60.092 175.882 0 247.428-4.474 5.327-12.53 5.746-17.552.933l-5.798-5.557c-4.56-4.371-4.977-11.529-.93-16.379 49.687-59.538 49.646-145.933 0-205.422-4.047-4.85-3.631-12.008.93-16.379l5.798-5.557c5.022-4.813 13.078-4.394 17.552.933zm-45.972 44.941c36.05 46.322 36.108 111.149 0 157.546-4.39 5.641-12.697 6.251-17.856 1.304l-5.818-5.579c-4.4-4.219-4.998-11.095-1.285-15.931 26.536-34.564 26.534-82.572 0-117.134-3.713-4.836-3.115-11.711 1.285-15.931l5.818-5.579c5.159-4.947 13.466-4.337 17.856 1.304z\"><\/path><\/svg>  \t\t\t\t\t\t\t\t\t<\/span> \t\t\t<\/div> \t\t \t\t\t\t \t\t\t<div class=\"bdt-ep-advanced-icon-box-content\">  \t\t\t\t\t\t\t\t\t \t\t\t\t\t<h4 class=\"bdt-ep-advanced-icon-box-title\"> \t\t\t\t<span > \t\t\t\t\tR\u00e9servez un appel gratuit\t\t\t\t<\/span> \t\t\t<\/h4> \t\t  \t\t \t\t\t\t\t \t\t\t\t \t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-description\"> \t\t\t\t\t\t<p><span style=\"font-family: var(--uicore-typography--p-f,'Inter'); font-style: var(--uicore-typography--p-st,'normal'); font-weight: var(--uicore-typography--p-w,'600'); letter-spacing: var(--uicore-typography--p-ls,'-0.027em'); text-transform: var(--uicore-typography--p-t,'none');\">Discutez avec l&rsquo;un de nos sp\u00e9cialistes de la dette. Notre \u00e9quipe amicale et sans jugement a aid\u00e9 des centaines de Canadiens, et elle est pr\u00eate \u00e0 vous aider.  <\/span><\/p>\t\t\t\t\t<\/div> \t\t\t\t \t\t\t\t\t\t\t<\/div> \t\t<\/div>  \t\t \t\t \t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6c97220\" data-id=\"6c97220\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-72b3a9b bdt-icon-type-icon elementor-position-top bdt-icon-effect-none elementor-widget elementor-widget-bdt-advanced-icon-box\" data-id=\"72b3a9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdt-advanced-icon-box.default\"> \t\t\t\t<div class=\"elementor-widget-container\"> \t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box\">  \t\t\t\t\t\t\t \t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-icon\"> \t\t\t\t<span class=\"bdt-ep-advanced-icon-box-icon-wrap\">   \t\t\t\t\t \t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-search-dollar\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M505.04 442.66l-99.71-99.69c-4.5-4.5-10.6-7-17-7h-16.3c27.6-35.3 44-79.69 44-127.99C416.03 93.09 322.92 0 208.02 0S0 93.09 0 207.98s93.11 207.98 208.02 207.98c48.3 0 92.71-16.4 128.01-44v16.3c0 6.4 2.5 12.5 7 17l99.71 99.69c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.59.1-33.99zm-297.02-90.7c-79.54 0-144-64.34-144-143.98 0-79.53 64.35-143.98 144-143.98 79.54 0 144 64.34 144 143.98 0 79.53-64.35 143.98-144 143.98zm27.11-152.54l-45.01-13.5c-5.16-1.55-8.77-6.78-8.77-12.73 0-7.27 5.3-13.19 11.8-13.19h28.11c4.56 0 8.96 1.29 12.82 3.72 3.24 2.03 7.36 1.91 10.13-.73l11.75-11.21c3.53-3.37 3.33-9.21-.57-12.14-9.1-6.83-20.08-10.77-31.37-11.35V112c0-4.42-3.58-8-8-8h-16c-4.42 0-8 3.58-8 8v16.12c-23.63.63-42.68 20.55-42.68 45.07 0 19.97 12.99 37.81 31.58 43.39l45.01 13.5c5.16 1.55 8.77 6.78 8.77 12.73 0 7.27-5.3 13.19-11.8 13.19h-28.1c-4.56 0-8.96-1.29-12.82-3.72-3.24-2.03-7.36-1.91-10.13.73l-11.75 11.21c-3.53 3.37-3.33 9.21.57 12.14 9.1 6.83 20.08 10.77 31.37 11.35V304c0 4.42 3.58 8 8 8h16c4.42 0 8-3.58 8-8v-16.12c23.63-.63 42.68-20.54 42.68-45.07 0-19.97-12.99-37.81-31.59-43.39z\"><\/path><\/svg>  \t\t\t\t\t\t\t\t\t<\/span> \t\t\t<\/div> \t\t \t\t\t\t \t\t\t<div class=\"bdt-ep-advanced-icon-box-content\">  \t\t\t\t\t\t\t\t\t \t\t\t\t\t<h4 class=\"bdt-ep-advanced-icon-box-title\"> \t\t\t\t<span > \t\t\t\t\tExaminez votre situation financi\u00e8re\t\t\t\t<\/span> \t\t\t<\/h4> \t\t  \t\t \t\t\t\t\t \t\t\t\t \t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-description\"> \t\t\t\t\t\tNotre \u00e9quipe examinera vos finances pour mieux comprendre comment nous pouvons aider votre situation exacte.&nbsp;\t\t\t\t\t<\/div> \t\t\t\t \t\t\t\t\t\t\t<\/div> \t\t<\/div>  \t\t \t\t \t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-415aea8\" data-id=\"415aea8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-7956eda bdt-icon-type-icon elementor-position-top bdt-icon-effect-none elementor-widget elementor-widget-bdt-advanced-icon-box\" data-id=\"7956eda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdt-advanced-icon-box.default\"> \t\t\t\t<div class=\"elementor-widget-container\"> \t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box\">  \t\t\t\t\t\t\t \t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-icon\"> \t\t\t\t<span class=\"bdt-ep-advanced-icon-box-icon-wrap\">   \t\t\t\t\t \t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-piggy-bank\" viewbox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M560 224h-29.5c-8.8-20-21.6-37.7-37.4-52.5L512 96h-32c-29.4 0-55.4 13.5-73 34.3-7.6-1.1-15.1-2.3-23-2.3H256c-77.4 0-141.9 55-156.8 128H56c-14.8 0-26.5-13.5-23.5-28.8C34.7 215.8 45.4 208 57 208h1c3.3 0 6-2.7 6-6v-20c0-3.3-2.7-6-6-6-28.5 0-53.9 20.4-57.5 48.6C-3.9 258.8 22.7 288 56 288h40c0 52.2 25.4 98.1 64 127.3V496c0 8.8 7.2 16 16 16h64c8.8 0 16-7.2 16-16v-48h128v48c0 8.8 7.2 16 16 16h64c8.8 0 16-7.2 16-16v-80.7c11.8-8.9 22.3-19.4 31.3-31.3H560c8.8 0 16-7.2 16-16V240c0-8.8-7.2-16-16-16zm-128 64c-8.8 0-16-7.2-16-16s7.2-16 16-16 16 7.2 16 16-7.2 16-16 16zM256 96h128c5.4 0 10.7.4 15.9.8 0-.3.1-.5.1-.8 0-53-43-96-96-96s-96 43-96 96c0 2.1.5 4.1.6 6.2 15.2-3.9 31-6.2 47.4-6.2z\"><\/path><\/svg>  \t\t\t\t\t\t\t\t\t<\/span> \t\t\t<\/div> \t\t \t\t\t\t \t\t\t<div class=\"bdt-ep-advanced-icon-box-content\">  \t\t\t\t\t\t\t\t\t \t\t\t\t\t<h3 class=\"bdt-ep-advanced-icon-box-title\"> \t\t\t\t<span > \t\t\t\t\tPr\u00e9parez votre solution de dette personnalis\u00e9e \t\t\t\t<\/span> \t\t\t<\/h3> \t\t  \t\t \t\t\t\t\t \t\t\t\t \t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-description\"> \t\t\t\t\t\t<p style=\"margin-bottom: 0px; font-size: 15px;\">Vous disposerez alors du plan d&rsquo;action exact pour r\u00e9gler vos dettes et profiter de la vie sans dettes.<\/p><p> <\/p>\t\t\t\t\t<\/div> \t\t\t\t \t\t\t\t\t\t\t<\/div> \t\t<\/div>  \t\t \t\t \t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/section> \t\t\t\t<div class=\"elementor-element elementor-element-ed6c522 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ed6c522\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\"> \t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/form.canadiandebtrelief.ca\/fr\"> \t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"> \t\t\t\t\t\t<span class=\"elementor-button-icon\"> \t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span> \t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">V\u00e9rifiez si vous \u00eates admissible<\/span> \t\t\t\t\t<\/span> \t\t\t\t\t<\/a> \t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t<div class=\"elementor-element elementor-element-ac165e2 e-flex e-con-boxed e-con e-parent\" data-id=\"ac165e2\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Remboursement de dettes Calculateur D\u00e9couvrez combien de temps il vous faudra pour rembourser vos dettes gr\u00e2ce \u00e0 notre calculateur de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7493","page","type-page","status-publish","hentry"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages\/7493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/comments?post=7493"}],"version-history":[{"count":5,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages\/7493\/revisions"}],"predecessor-version":[{"id":8006,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages\/7493\/revisions\/8006"}],"wp:attachment":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/media?parent=7493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}