{"id":7671,"date":"2023-03-23T14:07:19","date_gmt":"2023-03-23T19:07:19","guid":{"rendered":"https:\/\/canadiandebtrelief.ca\/ce-que-nous-faisons\/"},"modified":"2026-06-28T17:57:57","modified_gmt":"2026-06-28T22:57:57","slug":"ce-que-nous-faisons","status":"publish","type":"page","link":"https:\/\/canadiandebtrelief.ca\/fr\/ce-que-nous-faisons\/","title":{"rendered":"Ce que nous faisons"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"7671\" class=\"elementor elementor-7671 elementor-274\" data-elementor-post-type=\"page\"> \t\t\t\t<div class=\"elementor-element elementor-element-6a23418 e-flex e-con-boxed e-con e-parent\" data-id=\"6a23418\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/> \t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/> \t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/> <\/svg>\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-abf38df elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"abf38df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nous aidons les Canadiens \u00e0 se lib\u00e9rer de leurs dettes <\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-aa40532 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"aa40532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p>Bienvenue chez Canadian Debt Relief, o\u00f9 nous aidons les Canadiens \u00e0 se lib\u00e9rer de leurs dettes et \u00e0 reprendre leur vie financi\u00e8re en main. Notre \u00e9quipe est l\u00e0 pour examiner votre situation financi\u00e8re et vous proposer la meilleure option d&rsquo;all\u00e8gement de la dette. <\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-d23f2e9 e-flex e-con-boxed e-con e-parent\" data-id=\"d23f2e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/> \t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/> \t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/> <\/svg>\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-3a01500 e-con-full e-flex e-con e-child\" data-id=\"3a01500\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t<div class=\"elementor-element elementor-element-7cdf7e4 elementor-widget elementor-widget-heading\" data-id=\"7cdf7e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Notre mission<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-c072739 elementor-widget elementor-widget-text-editor\" data-id=\"c072739\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p>Bas\u00e9s \u00e0 Toronto, nous mettons en relation les Canadiens avec des solutions personnalis\u00e9es d&rsquo;all\u00e8gement de la dette, notamment les propositions de consommateur, la faillite personnelle, le conseil en cr\u00e9dit et la faillite d&rsquo;entreprise, permettant ainsi \u00e0 nos clients de retrouver leur stabilit\u00e9 financi\u00e8re. <\/p><p>Notre \u00e9quipe d\u00e9vou\u00e9e offre des conseils compatissants, confidentiels et experts, garantissant un avenir financier plus prometteur pour les communaut\u00e9s que nous servons.<\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-c06932a e-con-full e-flex e-con e-child\" data-id=\"c06932a\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t<div class=\"elementor-element elementor-element-08b45ff elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"08b45ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"1350\" src=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10.jpg\" class=\"attachment-full size-full wp-image-7674\" alt=\"Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10\" srcset=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10.jpg 1080w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10-240x300.jpg 240w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10-819x1024.jpg 819w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10-768x960.jpg 768w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-10-520x650.jpg 520w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-d7604dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7604dc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;}\"> \t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/> \t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/> \t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/> <\/svg>\t\t<\/div> \t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-abbe7a4\" data-id=\"abbe7a4\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-17ff99d elementor-widget elementor-widget-heading\" data-id=\"17ff99d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce que nous avons accompli<\/h2>\t\t\t\t<\/div> \t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d621c5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d621c5f\" data-element_type=\"section\" data-e-type=\"section\"> \t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8e77946\" data-id=\"8e77946\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-506fa66 elementor-widget elementor-widget-image\" data-id=\"506fa66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1080\" height=\"1350\" src=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12.jpg\" class=\"attachment-full size-full wp-image-7675\" alt=\"Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12\" srcset=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12.jpg 1080w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12-240x300.jpg 240w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12-819x1024.jpg 819w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12-768x960.jpg 768w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/Black-Beige-Minimalist-Inspirational-Photo-Collage-Grid-Portrait-Instagram-Post-12-520x650.jpg 520w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2dd5576\" data-id=\"2dd5576\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-146a673 elementor-widget elementor-widget-heading\" data-id=\"146a673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quelles sont les meilleures options d'all\u00e8gement de la dette au Canada ?<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-d7ab7dd elementor-widget elementor-widget-text-editor\" data-id=\"d7ab7dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p>Les Canadiens disposent d&rsquo;excellentes options d&rsquo;all\u00e8gement de la dette ; il s&rsquo;agit simplement de choisir la bonne.<\/p><p>Gr\u00e2ce \u00e0 notre expertise, nous vous guiderons vers la solution d&rsquo;all\u00e8gement de la dette optimale, adapt\u00e9e \u00e0 votre situation sp\u00e9cifique.<\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/section> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t<div class=\"elementor-element elementor-element-79e1b76 e-flex e-con-boxed e-con e-parent\" data-id=\"79e1b76\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-element elementor-element-ac7aa15 elementor-widget elementor-widget-heading\" data-id=\"ac7aa15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b><u>Les 3 principales options d'all\u00e8gement de la dette au Canada incluent :<\/u><\/b><\/h2>\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-9b95611 e-flex e-con-boxed e-con e-parent\" data-id=\"9b95611\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t<div class=\"elementor-element elementor-element-d8689c4 e-con-full e-flex e-con e-child\" data-id=\"d8689c4\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t<div class=\"elementor-element elementor-element-2f87703 elementor-widget elementor-widget-image\" data-id=\"2f87703\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/linkedin-sales-solutions-Mis5fyJi7Q0-unsplash-1.jpg\" class=\"attachment-full size-full wp-image-7676\" alt=\"linkedin-sales-solutions-Mis5fyJi7Q0-unsplash (1)\" srcset=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/linkedin-sales-solutions-Mis5fyJi7Q0-unsplash-1.jpg 750w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/linkedin-sales-solutions-Mis5fyJi7Q0-unsplash-1-300x200.jpg 300w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/linkedin-sales-solutions-Mis5fyJi7Q0-unsplash-1-650x433.jpg 650w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-e877246 e-flex e-con-boxed e-con e-child\" data-id=\"e877246\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-element elementor-element-abfdf07 elementor-widget elementor-widget-heading\" data-id=\"abfdf07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9poser une proposition de consommateur<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-068c5e1 elementor-widget elementor-widget-text-editor\" data-id=\"068c5e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p>Une proposition de consommateur est la meilleure alternative \u00e0 la faillite personnelle. C&rsquo;est un moyen de fusionner toutes vos dettes et de proposer de payer un montant r\u00e9duit \u00e0 vos cr\u00e9anciers. Nos syndics autoris\u00e9s en insolvabilit\u00e9 peuvent vous aider \u00e0 n\u00e9gocier avec vos cr\u00e9anciers pour rembourser une fraction de ce que vous devez.<\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-7e85ea2 e-flex e-con-boxed e-con e-parent\" data-id=\"7e85ea2\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t<div class=\"elementor-element elementor-element-00605bb e-con-full e-flex e-con e-child\" data-id=\"00605bb\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t<div class=\"elementor-element elementor-element-09e352e elementor-widget elementor-widget-image\" data-id=\"09e352e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/bruce-mars-8YG31Xn4dSw-unsplash-1-1.jpg\" class=\"attachment-full size-full wp-image-7678\" alt=\"bruce-mars-8YG31Xn4dSw-unsplash-1 (1)\" srcset=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/bruce-mars-8YG31Xn4dSw-unsplash-1-1.jpg 750w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/bruce-mars-8YG31Xn4dSw-unsplash-1-1-300x200.jpg 300w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/bruce-mars-8YG31Xn4dSw-unsplash-1-1-650x433.jpg 650w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-33d2fe7 e-flex e-con-boxed e-con e-child\" data-id=\"33d2fe7\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-element elementor-element-388c220 elementor-widget elementor-widget-heading\" data-id=\"388c220\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9clarer une faillite personnelle<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-e1c5c9d elementor-widget elementor-widget-text-editor\" data-id=\"e1c5c9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/canadiandebtrelief.ca\/fr\/?page_id=7557\">La faillite personnelle<\/a> est un processus juridique par lequel vous d\u00e9clarez \u00eatre incapable de g\u00e9rer vos dettes. Vous travailleriez avec un syndic de faillite, lui c\u00e9dant certains actifs et tout revenu suppl\u00e9mentaire. Ces ressources sont ensuite utilis\u00e9es pour rembourser vos cr\u00e9anciers.  <\/p><div class=\"flex-1 overflow-hidden\"><div class=\"react-scroll-to-bottom--css-sftta-79elbk h-full\"><div class=\"react-scroll-to-bottom--css-sftta-1n7m0yu\"><div class=\"flex flex-col text-sm pb-9\"><div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-29\"><div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\"><div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\"><div class=\"relative flex w-full flex-col agent-turn\"><div class=\"flex-col gap-1 md:gap-3\"><div class=\"flex flex-grow flex-col max-w-full\"><div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"24e30dae-6b62-4f19-9ee6-7611d8448b0c\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p>Bien que la faillite soit souvent consid\u00e9r\u00e9e comme un dernier recours, il existe une autre voie appel\u00e9e proposition de consommateur. Il s&rsquo;agit d&rsquo;un plan structur\u00e9 pour rembourser vos cr\u00e9anciers, offrant un all\u00e8gement de la dette sans les m\u00eames cons\u00e9quences graves que la faillite. Il est utile d&rsquo;explorer les deux options pour voir laquelle convient le mieux \u00e0 votre situation.  <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-263a84e e-flex e-con-boxed e-con e-parent\" data-id=\"263a84e\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t<div class=\"elementor-element elementor-element-d8d0728 e-con-full e-flex e-con e-child\" data-id=\"d8d0728\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t<div class=\"elementor-element elementor-element-eecac62 elementor-widget elementor-widget-image\" data-id=\"eecac62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/dan-burton-wHsOV75Xi8Y-unsplash-1.jpg\" class=\"attachment-full size-full wp-image-7679\" alt=\"dan-burton-wHsOV75Xi8Y-unsplash (1)\" srcset=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/dan-burton-wHsOV75Xi8Y-unsplash-1.jpg 750w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/dan-burton-wHsOV75Xi8Y-unsplash-1-300x200.jpg 300w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/dan-burton-wHsOV75Xi8Y-unsplash-1-650x433.jpg 650w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-480df4f e-flex e-con-boxed e-con e-child\" data-id=\"480df4f\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-element elementor-element-b79a602 elementor-widget elementor-widget-heading\" data-id=\"b79a602\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plans de gestion de la dette<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-035e73f elementor-widget elementor-widget-text-editor\" data-id=\"035e73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<div class=\"flex flex-col text-sm pb-25\"><article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:e2e4ad52-c754-4695-909b-9ba0769e2cc2-10\" data-testid=\"conversation-turn-16\" data-scroll-anchor=\"true\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\"><div class=\"flex max-w-full flex-col grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"3c1d78fd-6506-47ee-8045-50ac66458c19\" data-message-model-slug=\"gpt-5-2-thinking\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\"><div class=\"markdown prose dark:prose-invert w-full break-words dark markdown-new-styling\"><p data-start=\"0\" data-end=\"313\" data-is-last-node=\"\" data-is-only-node=\"\">Un <a href=\"https:\/\/canadiandebtrelief.ca\/fr\/?page_id=7682\">plan de gestion de la dette<\/a> est un programme de remboursement structur\u00e9, g\u00e9n\u00e9ralement mis en place par une agence de conseil en cr\u00e9dit \u00e0 but non lucratif, qui regroupe les dettes non garanties \u00e9ligibles en un seul paiement mensuel. Dans de nombreux cas, les taux d&rsquo;int\u00e9r\u00eat peuvent \u00eatre r\u00e9duits ou supprim\u00e9s, vous aidant ainsi \u00e0 rembourser votre dette plus rapidement gr\u00e2ce \u00e0 un plan clair et g\u00e9rable. <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4545b15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4545b15\" data-element_type=\"section\" data-e-type=\"section\"> \t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\"> \t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9eff31c\" data-id=\"9eff31c\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a103b8 elementor-widget elementor-widget-image\" data-id=\"1a103b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\"> \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"852\" height=\"1280\" src=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/danny-ocean-ehUYU820lcA-unsplash-1-scaled-1.jpg\" class=\"attachment-full size-full wp-image-7680\" alt=\"danny-ocean-ehUYU820lcA-unsplash-1-scaled (1)\" srcset=\"https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/danny-ocean-ehUYU820lcA-unsplash-1-scaled-1.jpg 852w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/danny-ocean-ehUYU820lcA-unsplash-1-scaled-1-200x300.jpg 200w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/danny-ocean-ehUYU820lcA-unsplash-1-scaled-1-682x1024.jpg 682w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/danny-ocean-ehUYU820lcA-unsplash-1-scaled-1-768x1154.jpg 768w, https:\/\/canadiandebtrelief.ca\/wp-content\/uploads\/2025\/06\/danny-ocean-ehUYU820lcA-unsplash-1-scaled-1-433x650.jpg 433w\" sizes=\"(max-width: 852px) 100vw, 852px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-91ff822\" data-id=\"91ff822\" data-element_type=\"column\" data-e-type=\"column\"> \t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\"> \t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3fbce7 elementor-widget elementor-widget-heading\" data-id=\"b3fbce7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Notre solution<\/h2>\t\t\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-eec9419 elementor-widget elementor-widget-text-editor\" data-id=\"eec9419\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"> \t\t\t\t\t\t\t\t\t<p data-start=\"0\" data-end=\"471\">Nous commencerons par une discussion gratuite et sans pression pour comprendre l&rsquo;ensemble de votre situation financi\u00e8re, y compris vos revenus, vos factures mensuelles et les dettes auxquelles vous \u00eates confront\u00e9. Ensuite, nous vous pr\u00e9senterons les options qui pourraient avoir du sens pour votre situation, nous vous expliquerons les avantages et les inconv\u00e9nients en langage clair, et nous vous aiderons \u00e0 comprendre les prochaines \u00e9tapes. L&rsquo;objectif est de vous apporter de la clart\u00e9 afin que vous puissiez choisir la voie qui vous semble r\u00e9aliste et durable, au lieu de deviner ou d&rsquo;essayer des solutions al\u00e9atoires.  <\/p><p data-start=\"473\" data-end=\"831\" data-is-last-node=\"\" data-is-only-node=\"\">Nous avons aid\u00e9 des milliers de Canadiens \u00e0 reprendre le contr\u00f4le de leurs dettes, g\u00e9rant des millions de dollars de soldes totaux. Et avec un taux de r\u00e9ussite de 98 % parmi les personnes qui commencent un plan via notre r\u00e9seau, nous sommes fiers des progr\u00e8s r\u00e9els r\u00e9alis\u00e9s par notre communaut\u00e9. Les r\u00e9sultats varient, mais si vous \u00eates pr\u00eat \u00e0 explorer vos options, nous sommes l\u00e0 pour vous aider \u00e0 prendre la bonne direction.  <\/p>\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/div> \t\t\t\t\t<\/div> \t\t<\/section> \t\t<div class=\"elementor-element elementor-element-52d1f94 e-flex e-con-boxed e-con e-parent\" data-id=\"52d1f94\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;opacity-tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;opacity-tilt&quot;}\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 2600 131.1\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" d=\"M0 0L2600 0 2600 69.1 0 0z\"\/> \t<path class=\"elementor-shape-fill\" style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/> \t<path class=\"elementor-shape-fill\" style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/> <\/svg>\t\t<\/div> \t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\"> \t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 2600 131.1\" preserveaspectratio=\"none\"> \t<path class=\"elementor-shape-fill\" d=\"M0 0L2600 0 2600 69.1 0 0z\"\/> \t<path class=\"elementor-shape-fill\" style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/> \t<path class=\"elementor-shape-fill\" style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/> <\/svg>\t\t<\/div> \t\t\t\t<div class=\"elementor-element elementor-element-906edbc elementor-widget elementor-widget-heading\" data-id=\"906edbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"> \t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9couvrez les avantages d'un all\u00e8gement de la dette professionnel<\/h2>\t\t\t\t<\/div> \t\t<div class=\"elementor-element elementor-element-5528bf6 e-flex e-con-boxed e-con e-child\" data-id=\"5528bf6\" data-element_type=\"container\" data-e-type=\"container\"> \t\t\t\t\t<div class=\"e-con-inner\"> \t\t\t\t<div class=\"elementor-element elementor-element-e332238 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e332238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\"> \t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/form.canadiandebtrelief.ca\/#start\"> \t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"> \t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lib\u00e9rez-vous de vos dettes<\/span> \t\t\t\t\t<\/span> \t\t\t\t\t<\/a> \t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Nous aidons les Canadiens \u00e0 se lib\u00e9rer de leurs dettes Bienvenue chez Canadian Debt Relief, o\u00f9 nous aidons les Canadiens [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"template-what-we-do.php","meta":{"content-type":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7671","page","type-page","status-publish","hentry"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages\/7671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/comments?post=7671"}],"version-history":[{"count":5,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages\/7671\/revisions"}],"predecessor-version":[{"id":7722,"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/pages\/7671\/revisions\/7722"}],"wp:attachment":[{"href":"https:\/\/canadiandebtrelief.ca\/fr\/wp-json\/wp\/v2\/media?parent=7671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}