Find the Right Debt Solution for Your Situation
Canadian Debt Relief is a free resource that helps Canadians understand their debt relief options and connects them with the right professionals — from credit counsellors to Licensed Insolvency Trustees.
Feeling Overwhelmed by Debt?
You're not alone. Millions of Canadians carry debt that feels unmanageable. The good news is there are real solutions available — and the first step is understanding your options.
Rising Interest Charges
Credit card rates of 19-29% mean your balance keeps growing even when you make payments. It can feel like you're getting nowhere despite your best efforts.
Creditor Calls and Pressure
Constant calls, letters, and notices from creditors add to the stress. It's hard to focus on a path forward when you're dealing with pressure from every direction.
Not Sure Where to Turn
There are many debt relief options in Canada — credit counselling, debt consolidation, consumer proposals, and more. Knowing which one fits your situation can be confusing.
How Canadian Debt Relief Helps
We make it simple to understand your options and get connected with the right professional for your situation. Here's how it works.
Tell Us About Your Situation
Answer a few quick questions about your debts, income, and goals. It's free, confidential, and takes just a few minutes.
Explore Your Options
We'll help you understand which debt solutions are available to you — whether that's credit counselling, a consumer proposal, debt consolidation, or another path.
Get Connected
We'll match you with a qualified professional in our network — such as a credit counsellor or Licensed Insolvency Trustee — who can help you take the next step.
Why Canadians Trust Our Network
We're here to provide clear, unbiased information and connect you with trusted professionals who can help you move forward.
Understand All Your Options
From credit counselling and debt management programs to consumer proposals and consolidation — we help you understand every option available so you can make an informed decision.
Matched With the Right Professional
Not every debt situation is the same. We connect you with the right type of professional for your needs — whether that's a credit counsellor, a Licensed Insolvency Trustee, or another specialist.
100% Free to Use
Our service is completely free. There's no cost and no obligation to use Canadian Debt Relief. We're here to provide information and point you in the right direction.
Confidential and Trusted
Your information is kept private and secure. Our network includes licensed and regulated professionals across Canada who are held to strict ethical standards.
Canadians Who Found the Right Solution
I had no idea what options were available to me. Canadian Debt Relief helped me understand everything clearly and connected me with a credit counsellor who put together a plan I could actually follow. I finally feel like I'm making real progress.
Connected with a credit counsellor
I was stressed and confused about my debt. Through Canadian Debt Relief I was connected with a Licensed Insolvency Trustee who explained all my options. I ended up choosing a path that worked for my situation, and I couldn't be more relieved.
Connected with a Licensed Insolvency Trustee
Frequently Asked Questions
Common questions about how Canadian Debt Relief works and the debt relief options available to Canadians.
Yes. Canadian Debt Relief is a completely free resource. We provide information about debt relief options and connect you with qualified professionals at no cost and no obligation to you.
We cover a wide range of debt relief options available in Canada, including credit counselling, debt management programs, debt consolidation, consumer proposals, and more. The right solution depends on your unique financial situation, and we help you understand which ones apply to you.
Depending on your situation, we may connect you with a certified credit counsellor, a Licensed Insolvency Trustee (LIT), or another qualified debt professional. All professionals in our network are licensed and regulated in Canada.
Simply using Canadian Debt Relief to learn about your options does not affect your credit score. Some debt solutions (like a consumer proposal) may have a temporary impact on your credit, but the professional you're connected with will explain everything before you make any decisions.
There's no strict minimum. Whether you have a few thousand dollars in credit card debt or much larger amounts across multiple accounts, we can help you understand your options and connect you with the right professional.
No. Canadian Debt Relief does not provide loans, financial products, or direct debt services. We are an information resource and referral network. We help you understand your options and connect you with licensed professionals who can assist you directly.
After you fill out our quick questionnaire, we typically connect you with a qualified professional within one to two business days. From there, the timeline depends on which debt solution is right for you and the professional you work with.
Ready to Explore Your Debt Relief Options?
Take two minutes to tell us about your situation. We'll help you understand your options and connect you with a qualified professional — completely free.
See if You Qualify