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What We Do
Debt Management Plan
Consumer Proposal
Bankruptcy
Loans

A surreal illustration of a house slipping from the hands of its owner into an abyss, symbolizing loss of ownership, with legal documents and house keys floating around, all set against a twilight sky.

Can You Lose Ownership of Your House Even If It’s Paid Off?

March 27, 2024

A detailed digital painting of a person thoughtfully examining a credit card while sitting at a desk covered in financial documents, with a guide titled Consumer Proposal Terms open beside them, in a soft, warm light to evoke a sense of careful consideration and hope.

Keeping a Credit Card During a Consumer Proposal: What You Need to Know

March 27, 2024

Detailed illustration of a person reading a large legal book about Canadian law with Canadian flags in the background, and symbolic jail bars made of credit cards and bills fading in the distance.

Can You Be Jailed for Debt in Canada? Understanding the Law

March 27, 2024

A detailed illustration of a person standing at a crossroads, one path leading to a single opened file labeled 'Consumer Proposal' and the other path splitting towards multiple files with the same label, all under a sky painted with question marks and legal scales of justice.

Can You File a Consumer Proposal More Than Once? Understanding the Rules

March 27, 2024

An illustrated guide displaying a person thoughtfully adding extra documents to an already open, glowing 'Consumer Proposal' folder on a desk, with financial charts and calculators scattered around.

Understanding Consumer Proposals: Can You Add to One?

March 26, 2024

Digital illustration of a gavel and a piggy bank wearing a graduation cap, standing on a pile of Canadian dollar bills, in front of a courthouse in Ottawa, Canada, with worried cartoon-style characters holding payday loan papers.

Can Payday Loans Take You to Court in Canada? What You Need to Know

March 26, 2024

Can ODSP Payments Be Garnished? Your Complete Guide to Rights, Exceptions, and Protection

March 26, 2024

Detailed digital painting of a person anxiously holding a gift while a shadowy figure of a creditor looms over them, set against a background of financial documents and currency symbols

Can Creditors Claim Money You’ve Gifted?

March 26, 2024

A serene image of an elderly couple in Canada reviewing documents with a worried expression, as a symbolic representation of garnishment looms overhead, illustrated in a style mixing realism with metaphorical imagery.

Can Your Pension be Garnished by Creditors in Canada?

March 26, 2024

An intricate illustration of a gavel and a Canadian maple leaf entwined with flowing paper currency and legal documents, symbolizing the intersection of law and finance in Canada.

Understanding Wage Garnishment Laws in Canada

March 26, 2024

An intricately detailed courtroom scene where a person is presenting a large, ornate check to a judge, with the symbol of the Canadian Pension Plan (CPP) in the background, and the words 'Benefits Garnishment' glowing softly above the scene.

Can Your CPP Benefits Be Garnished?

March 26, 2024

A digital illustration showing an anxious person surrounded by bills, with a magnifying glass focusing on a document titled 'Wage Garnishment Notice', in the style of a modern infographic.

Can Debt Collectors Garnish Your Wages? What You Need to Know

March 26, 2024

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