Blogs

Create an image depicting a diverse group of individuals gathered around a table, discussing and reviewing financial documents with a financial advisor in

Understanding Consumer Proposals: A Path to Debt Relief

Understanding Consumer Proposals: A Path to Debt Relief Introduction to Consumer Proposals If you’re facing overwhelming debt, understanding what are consumer proposals...
Create an image depicting a business meeting setting where a group of serious-looking financial advisors are seated around a conference table. On the table

Understanding When a Consumer Proposal Can Be Rejected

Understanding When a Consumer Proposal Can Be Rejected Introduction to Consumer Proposals For many Canadians facing financial challenges, a consumer proposal is...
Create an image depicting a young adult student sitting at a desk filled with notebooks and a laptop, surrounded by student loan papers. The student's expr

Eligibility for OSAP with a Consumer Proposal: What You Need to Know

Eligibility for OSAP with a Consumer Proposal: What You Need to Know Understanding OSAP and Consumer Proposals The Ontario Student Assistance Program...
Create an illustration of a person standing in front of a bank building with a satisfied expression, holding a newly obtained credit card. In the backgroun

How to Obtain a Credit Card After a Consumer Proposal

Understanding Consumer Proposals and Credit Cards A consumer proposal is a legal procedure in Canada that offers individuals a way to address...
Create an image depicting a person sitting at a desk, surrounded by financial documents, looking thoughtfully at a laptop screen displaying a digital mortg

Getting a Mortgage While in a Consumer Proposal: What You Need to Know

Understanding Consumer Proposals A consumer proposal is a formal agreement to pay creditors a portion of what is owed, effectively consolidating debts...
Create an image illustrating a hopeful and determined individual standing in front of a bank or financial institution, holding a blueprint of a house. The

Getting a Mortgage After Consumer Proposal: What You Need to Know

Understanding Consumer Proposals in Canada A consumer proposal is a formal agreement between you and your creditors to pay back a portion...
Create an image depicting a residential property with two distinct mortgage documents labeled First Mortgage and Second Mortgage hovering over it. In the f

Can a Consumer Proposal Remove a Second Mortgage Lien on Property?

Understanding Second Mortgage Liens For many Canadians facing financial challenges, a second mortgage lien can feel like a substantial burden. A second...
A detailed illustration depicting the concept of a consumer proposal's impact on credit rating. The image features a scale balancing two elements: on one s

How a Consumer Proposal Can Impact Your Credit Rating

How a Consumer Proposal Can Impact Your Credit Rating Understanding the Impact of a Consumer Proposal on Your Credit Rating If you’re...
Create an image depicting a professional office setting where employees are gathered around a table discussing financial documents. In the foreground, one

How a Consumer Proposal Could Impact Your Employment

Understanding Consumer Proposals A consumer proposal is a legally binding agreement arranged between you and your creditors. It allows you to settle...
Contact us