Blogs

How Many Canadians Are Actually in Collections? The Truth Revealed

Delving into the truth behind debt collections in Canada reveals a landscape that many may not be fully aware of. In recent...

Should You Apply for a Debt Consolidation Loan in 2025?

As we step into 2025, many Canadians are navigating the often-challenging world of personal finance. If you’re one of the countless individuals...

Will a Debt Management Plan Affect Your Utility Bills?

Managing finances can be challenging, especially when faced with multiple debts. A Debt Management Plan (DMP) is a popular option for individuals...

What the Lifetime Capital Gains Exemption Means for You in 2025

Understanding tax regulations can often feel overwhelming, especially when it comes to capital gains. The Lifetime Capital Gains Exemption (LCGE) is a...

10 New Ways Canadians Can Cut Monthly Bills This Year

In today’s ever-changing economic landscape, finding ways to cut monthly bills has become increasingly essential for Canadians. With rising costs of living...

How Much Will a Debt Consolidation Loan Really Cost in 2025?

Debt can be overwhelming, and many Canadians look for ways to ease their financial burden. One avenue that has gained popularity is...

Is Debt Relief the Right Choice for You?

In today’s fast-paced society, many Canadians find themselves grappling with financial obligations that feel overwhelming. If you’re considering your options, you may...

Why Canada’s Savings-to-Debt Ratio Matters More Than Ever

In today’s rapidly changing economic landscape, understanding your financial health is crucial. One key indicator that reflects this health is the savings-to-debt...

Consumer Proposal vs Bankruptcy: A 2025 Comparison

When faced with overwhelming debt, deciding between a consumer proposal and bankruptcy is a crucial choice that can shape your financial future...