Blog - Canadian Debt Relief

A detailed, step-by-step infographic depicting the process of filing a consumer proposal, including scenes of a person researching online, visiting a finan

Where to File a Consumer Proposal: A Step-by-Step Guide

Where to File a Consumer Proposal: A Step-by-Step Guide Understanding Consumer Proposals If you find yourself grappling with debt in Canada, filing...

Create an image of a professional-looking office setting where a friendly financial advisor is assisting a client with paperwork. On the desk, there's a si

Where to File a Consumer Proposal: Your Guide to Financial Relief

Understanding Consumer Proposals: A Path to Financial Relief In Canada, managing overwhelming debt can be a stressful and challenging experience. Fortunately, a...

A detailed illustration of a calendar with key dates marked, showing the timeline of a consumer proposal. A person is holding a pen and checking off boxes

When Does a Consumer Proposal End? Understanding the Timeline

Understanding the Consumer Proposal Process A Consumer Proposal is a viable solution for Canadians facing significant debt challenges. It offers a legally...

A happy individual holding a Paid in Full document, standing next to a financial advisor in a modern office, with a calendar on the wall showing the month

What Happens When a Consumer Proposal is Finished?

Understanding What Happens When a Consumer Proposal is Finished Completing a consumer proposal in Canada is a significant milestone on the road...

Create an illustration depicting a timeline of events following a consumer proposal. Show a person submitting the proposal, receiving acknowledgment, and t

How Long After a Consumer Proposal: What to Expect

Understanding the Aftermath of a Consumer Proposal Filing a consumer proposal is a significant step towards managing and alleviating debt. But understanding...

A worried individual contemplating financial documents in a cozy home office, with a calendar marked with key dates prominently displayed on the wall. The

When to Do a Consumer Proposal: Key Considerations and Timing

When to Do a Consumer Proposal: Key Considerations and Timing Understanding a Consumer Proposal A consumer proposal is a legally binding agreement...

A well-maintained suburban house with manicured lawn; in the foreground, a person reading a stack of documents labeled 'Consumer Proposal.' The background

Navigating a Consumer Proposal When You Own a House

Navigating a Consumer Proposal When You Own a House Dealing with overwhelming debt can be a daunting experience, especially for homeowners. For...

An illustration of a credit report with a calendar in the background, highlighting the date when a consumer proposal is removed. The credit report shows a

When Is a Consumer Proposal Removed from a Credit Report?

Understanding the Consumer Proposal A consumer proposal is an agreement between a debtor and their creditors that allows individuals to pay back...

An image showing a financial advisor sitting at a desk, explaining paperwork to a couple. The desk has documents labeled Consumer Proposal and a calendar m

When is Consumer Proposal Discharge Completed?

Understanding Consumer Proposal Discharge in Canada If you are burdened with debt, a consumer proposal is a viable option to regain financial...