Blog - Canadian Debt Relief

A detailed illustration of a person standing at a crossroads, one path leading to a single opened file labeled 'Consumer Proposal' and the other path splitting towards multiple files with the same label, all under a sky painted with question marks and legal scales of justice.

Can You File a Consumer Proposal More Than Once? Understanding the Rules

Can You File a Consumer Proposal More Than Once? Understanding the Rules Facing financial distress can lead individuals to seek various debt...

An illustrated guide displaying a person thoughtfully adding extra documents to an already open, glowing 'Consumer Proposal' folder on a desk, with financial charts and calculators scattered around.

Understanding Consumer Proposals: Can You Add to One?

Understanding Consumer Proposals: Can You Add to One? Dealing with overwhelming debt is not only stressful but can also seem like navigating...

Digital illustration of a gavel and a piggy bank wearing a graduation cap, standing on a pile of Canadian dollar bills, in front of a courthouse in Ottawa, Canada, with worried cartoon-style characters holding payday loan papers.

Can Payday Loans Take You to Court in Canada? What You Need to Know

Can Payday Loans Take You to Court in Canada? What You Need to Know In Canada, payday loans represent a popular but...

An illustrated guide showing the intersection of a gavel, a piggy bank with wings, and Canadian currency symbols, visually explaining the legalities around garnishing ODSP payments in Canada.

Can ODSP Payments Be Garnished? Understanding Your Rights

Can ODSP Payments Be Garnished? Understanding Your Rights The Ontario Disability Support Program (ODSP) is a critical source of financial support for...

Detailed digital painting of a person anxiously holding a gift while a shadowy figure of a creditor looms over them, set against a background of financial documents and currency symbols

Can Creditors Claim Money You’ve Gifted?

Can Creditors Claim Money You’ve Gifted? When facing financial difficulties, one common concern many individuals have is whether creditors can claim money...

A serene image of an elderly couple in Canada reviewing documents with a worried expression, as a symbolic representation of garnishment looms overhead, illustrated in a style mixing realism with metaphorical imagery.

Can Your Pension be Garnished by Creditors in Canada?

Understanding Pension Garnishment in Canada In Canada, the topic of whether creditors can garnish your pension is both important and complex. Pensions...