Blog - Canadian Debt Relief

An optimistic individual sitting at a desk, discussing financial options with a caring advisor, amid the backdrop of a small, glowing light representing hope, all within the framework of a consumer proposal setting.

Getting Credit During a Consumer Proposal: Is It Possible?

Getting Credit During a Consumer Proposal: Is It Possible? If you’re navigating the turbulent waters of a consumer proposal, you might wonder...

A digital illustration of a person standing at a crossroads with two signposts, one saying 'Consumer Proposal' and the other 'Multiple Filings', under a sky filled with question marks and financial symbols.

Can You File for Consumer Proposal More Than Once?

Can You File for a Consumer Proposal More Than Once? A consumer proposal is a formal, legally binding process designed to offer...

An illustration of a person holding a tax refund check looking puzzled while a giant hand labeled 'Trustee' looms overhead, set against a background of bankruptcy court documents and a gavel.

Can a Trustee Seize Your Tax Refund After Bankruptcy Discharge?

Understanding the Impact of Bankruptcy Discharge on Your Tax Refund When individuals face overwhelming debt, bankruptcy often appears as a viable path...

A person balancing on a tightrope above a cityscape, juggling credit cards and a consumer proposal document, with a safety net below labeled 'financial stability'.

Keeping Your Credit Card During a Consumer Proposal: Is It Possible?

Understanding Consumer Proposals A consumer proposal is a formal, legally binding process through which an individual who cannot pay their debts as...

An illustrative tableau of a person in a business suit sitting at a desk, thoughtfully reviewing documents labeled 'Consumer Proposal' and 'Loan Application', with a question mark symbol hovering above their head, depicting the contemplation of obtaining a loan during a consumer proposal scenario.

Getting a Loan During a Consumer Proposal: Is It Possible?

Getting a Loan During a Consumer Proposal: Is It Possible? In the midst of financial turbulence, many individuals find themselves considering a...

A concerned individual sitting at a kitchen table, surrounded by bills and financial documents, while reading a guidebook titled 'Understanding Your Rights Against Wage Garnishment,' with a transparent icon of a gavel and scales of justice overlaying the scene.

Can Easy Financial Garnish Your Wages? Understanding Your Rights

Can Easy Financial Garnish Your Wages? Understanding Your Rights When it comes to managing debt, one of the most concerning possibilities for...

An illustrative image of a worried person looking at their paycheck while a shadowy figure representing a debt collector reaches out towards the paycheck, with legal documents and calculators in the background, all depicted in a stark, contrast-rich style to highlight financial tension.

Can a Debt Collector Garnish Your Wages?

Can a Debt Collector Garnish Your Wages? When faced with unpaid debts, one of the concerns that might keep you up at...

An illustrated guide showing a collection agency on one side and an individual holding a shield with 'rights' written on it, standing in front of a pile of wages on the other, with legal documents and scales of justice in the background.

Can a Collection Agency Garnish Your Wages? Understanding Your Rights

Can a Collection Agency Garnish Your Wages? Understanding Your Rights Receiving a notice from a collection agency can be a daunting experience...

An artistic illustration showcasing a balanced scale with 'Bankruptcy' written on one side and 'Consumer Proposal' on the other, set against a backdrop of the Ontario skyline.

Bankruptcy vs. Consumer Proposal in Ontario: A Comparison

Bankruptcy vs. Consumer Proposal in Ontario: A Comparison In Ontario, individuals facing financial hardship have several options to consider when it comes...

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